Get a mortgage from the leading Low Doc lenders

We work with our self-employed clients to source hassle free finance

 

  • Choose from Australia’s leading lenders
  • Experienced financial brokers
  • Simple and pain free service

Businesses come in all shapes and sizes and therefore it is important to source a finance option that suits your lending requirements. Whether you are self-employed or just looking to understand whether a Low Doc mortgage is right for you, our team will connect you with the right lender to match your circumstance.

We work with the leading Low Doc Lenders and understand what each of our partners specific requirements are. Using this we can get you the finance you need quickly and effectively with minimum effort on your end.

Our team of expert brokers will help you gather all required documentation to assess eligibility across the leading lenders and advise you on which opportunities suit your needs best.

When might I require a Low Doc Loan?
Low doc home loans are designed for borrowers who do not meet the usual income verification policies for a standard home loan product, such as people who:

  • Earn irregular income like the self employed
  • Have difficulty separating personal and business cash flows
  • Don’t yet have up-to-date financial statements

It is important to know that over the years it has become more difficult to access low doc loans.  Borrowers need to offer substantial equity in the property, have a clean credit history and more.  Your FNG Specialist can work through these with you.

What documents do I need for a Low Doc Loan?

The industry is fairly standardised in regards to what documents can and can’t be used for a Low Doc Mortgage application however there can be some variance across second and third tier lenders. Common documents that other self-employed business owners often use are:

  • Evidence of ABN registration for 12 or 24 months (depending on loan)
  • Evidence of GST registration for 6 or 12 months (depending on loan)
  • A declaration of financial position and 6 months BAS or Business Statements

Book a free consultation today and get your Low Doc loan application underway

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