Financial Network Provides You More than Just Loans

“I’m a Melbourne-based finance specialist passionate about working with clients to achieve their lending goals. I help clients to strive for and achieve their financial potential. Whether you’re first home buyer or a seasoned investor, my clients can expect my utmost attention to ensure that the advice provided results in the very best outcome for their needs. I often work with clients from when they first start saving, to first entering the market, to when they start building their investment portfolio, and beyond. My expertise in home loans and investment finance, along with my experience with self-employed clients, is paramount for providing the best outcomes and the fastest service for my clients” – Terry Kypreos


We are Melbourne Finance Specialists

Our Independence ensures that our advice to you is not biased.

Financial Network Group has access to all loan products currently being offered by the “Big Four” banks: ANZ, Commonwealth Bank, Westpac and National Australia Bank. We also have access to dozens of other lenders, (including some which you may not have heard of before!) which may offer a more tailored and ultimately better solution to your funding needs. Lenders that we work with include major and minor banks, state-based lenders, community institutions, building societies, international banks, specialty lenders, mortgage managers, credit unions and private funding solutions.


We are at Financial Network Group specialists in the following

Home loan, investment loan

Business Lending, commercial lending

 Equipment Finance, Car Loans

Credit Cards, SMSF loans


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Our Process


Initial Enquiry and Client Needs Analysis

We will discuss your finance requirements, including your specific individual needs, objectives and financial goals, to determine how we can help.We will also discuss your future plans to ensure our advice will meet your ongoing long- term needs. We do not charge any fees to you at all. We are paid a fee by the successful lender, which is fully disclosed to you.

Funding Analysis and Research

Based on the information that you have provided to us, we will analyse, research and recommend the right finance solution for your specific requirements, taking into account your priorities and key needs. This recommended funding solution will be customised to meet your specific finance needs, and as we aren’t tied to any particular lender, we will always be on the lookout for the best opportunity for you.

Advice and Lending Recommendation

Once we document our advice and lending recommendations, we will then meet with you to discuss the details of our recommendation, which allows us to optimise and fine-tune our proposed solution. Our priority is providing you with the lowest cost loan from our extensive list of lenders and structuring it properly enabling you to pay it off quickly and move into wealth creation sooner.



Upon agreeing to proceed, we will implement the recommendations and manage the entire loan application, including following up on its progress which can be time consuming and frustrating. All too often a loan application can fall through the cracks or be shuffled between staff being caught up in the bureaucracy of a large institution resulting in unnecessary and costly delays. We have a system for monitoring the provider and keeping you informed thus saving you time, aggravation and lost opportunity.



We work to ensure you are offered the lowest cost loan we can source that you qualify for, no matter which of our lenders provides that loan from the very first loan we do for you, our focus is on keeping your lending costs down with proven strategies that accelerate your financial freedom. A loan with us should not cost you a cent more than dealing directly with the lender, and hopefully should save you a lot of money.


Customer Care

Taking out a mortgage is the first step in our ongoing relationship with you. As a Melbourne finance broker we will review your loan to ensure that your finance structures continue to meet your requirements, as well as your future borrowing plans. If you have a change in personal or financial circumstances, or you are planning to invest further, you can be rest assured that you have a trusted contact point for credit advice and guidance.

Download our Lending Secrets for the Self-Employed

In this e-book, Terry unpacks everything from uncovering what the lenders think through to low doc options and rates and fees.

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Lets Talk Loans

We compare hundreds of products from over 35 lenders, meaning we can offer the ideal loan for your situation.